Compari loan
Applying for a loan through a loan comparison has several advantages. You save time, you get answers from several lenders with one and the same application and you don’t have to draw on a lot of credit information. Compari is just such a comparison site that helps you find the best loan for you, with a single application.
What is Compari loan?
Compari is a comparison site . This means that they do not lend money, but broker loans. You apply to them, but get answers from others – and not from one, but from several different lenders. This with a single application, and with a single credit report.
If your loan is granted with several lenders, you can calmly go through your loan offers, compare them and choose the one that suits you best. You can therefore save time, money and also avoid receiving many credit reports.
In collaboration with Sambla, Compari makes it possible for you to borrow between ten thousand and 600,000 kroner with the help of a single UC check.
How does Compari loan work?
At Compari, you can apply for a loan of up to SEK 600,000, with a repayment period of between 1 and 15 years. The application only takes four minutes, and you will then receive responses from 40 different lenders. If several lenders offer you a loan, you can then calmly compare the various offers and choose the loan that suits you best, for example the one with the best interest rate or the one with the best terms.
Can you save money with Compari loans?
Yes, you can actually do that. However, it is important to remember that a loan costs money, as interest is added, which means that a loan in principle always becomes a cost. You therefore pay back more than the amount you borrowed.
However, there are many different lenders, who offer different interest rates. In this way, you can save money by choosing a loan with a lower interest rate. Other ways to make the loan cheaper can be, for example, borrowing a lower amount, or paying off the entire loan early if you have the opportunity.
Compari makes it easier to compare loans, and thus also save money. If you apply through Compari and are offered loans from several lenders, you can choose which loan you want to accept. If you choose the loan with the longest interest rate, the loan will be cheaper than if you choose one with a higher interest rate. In that way, Compari can help you save money on your loans.
What does Compari’s interest rate mean?
Interest is the cost of the loan. Interest is always added to your loan, and is calculated as a percentage. This means that a larger loan is more expensive than a cheaper one, and if you pay off the loan quickly, the total interest will be longer than if you pay over a long period of time.
The interest rate is often individual, which means that things like your income, employment and other loans determine the interest rate you get. After the application and credit report, you will find out what interest rate you will receive.
Compari offers a variable interest rate, and it is individual. To give an example, an annuity loan of SEK 100,000 over 9 years can have a nominal interest rate of 5.50 percent and SEK 0 in setup fee, which gives an effective interest rate of 5.64 percent.